Insurance doesn't allow for adequate time to address most patient's concerns. Dr. Stone likes to allow time for extended visits to get to the root of all of her patients' problems making sure that they feel heard so that they can start feeling better more quickly. With Direct Pay, patients pay the doctor directly for services eliminating the need for additional personnel to file insurance claims. If needed, a superbill can be provided, and patients can get reimbursed for services if they have out-of-network coverage. Insurance can be used for any labwork or medications, or Dr. Stone can provide coupons and cash-pay discounts for these services.